Indonesia's QRIS Adoption Fuels Merchant Growth, Especially for UMKM, Highlighting Digital Payment Trends and Challenges
The adoption of QRIS (Quick Response Code Indonesian Standard) payments in Indonesia has surged, reaching 44.86 million merchants by June 2026, with UMKM (micro, small, and medium enterprises) accounting for 96.68%. While digital transformation benefits are expanding, the average transaction frequency per merchant remains low at 1.5 times daily, indicating a need for further utilization.
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