State Bank of Vietnam Relaxes LDR Ratio, Boosting Lending Capacity for Major Banks
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State Bank of Vietnam Relaxes LDR Ratio, Boosting Lending Capacity for Major Banks

The State Bank of Vietnam has amended regulations on the Loan-to-Deposit Ratio (LDR), allowing banks to include 20% of State Treasury term deposits in the calculation. This move effectively grants major banks, such as Vietcombank and BIDV, significant additional room for credit growth.

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