One Mount Group Accelerates Digital Ecosystem Development in Vietnam
One Mount Group is developing a digital ecosystem based on AI and data across finance, real estate, and healthcare, driving Vietnam's national digital transformation. Through platforms like Techcombank OneU, OneHousing, and IVIE, it aims to enhance citizens' convenience and economic efficiency.
One Mount Group is developing a digital ecosystem based on technology, data, and AI across finance, real estate, and digital healthcare, driving Vietnam's national digital transformation. The company acts as an 'Innovation Hub,' collaborating with partners like Techcombank and Masterise Group to focus on developing core technology infrastructure, data, and AI. This forms the foundation for its digital ecosystem, connecting essential sectors such as finance, consumption, real estate, and digital healthcare. In the finance and consumption sectors, One Mount has developed the Techcombank OneU application, integrating numerous features for payments, shopping, points accumulation, and rewards redemption. Through a network of over 450 partner brands in retail, F&B, travel, entertainment, and lifestyle, Techcombank OneU expands the digital consumption ecosystem, offering a seamless experience to over 18 million Techcombank customers. For real estate, the company presents a proptech ecosystem comprising OneHousing, OneTrust, and OneHub. These platforms leverage data and AI to digitize the entire real estate journey, from searching and transacting to managing and authenticating information, aiming to build a transparent and efficient market. OneHousing currently lists over 20,000 properties for sale, has built a verified database of over 6 million real estate assets, and recorded over 1 million online valuations. In digital healthcare, the integration of IVIE (Bác sĩ ơi) has made digital health a strategic pillar of One Mount's ecosystem. The application offers diverse services such as booking appointments with specific doctors, online video consultations, personal and family health record management, and medical advice from experts. IVIE connects over 3,700 doctors and medical professionals, collaborates with over 100 healthcare facilities, and partners with more than 150 pharmacies and health brands nationwide. Recently, IVIE - Bác sĩ ơi introduced electronic authentication via the VNeID application, allowing users to log in and access digital health services using their electronic identification accounts. This simplifies service access, enhances security, and provides a more convenient and seamless healthcare experience. One Mount Group stated that it invests in technological advancements, data, AI, human resources, and partner networks to develop this digital ecosystem. The company believes this foundation enables rapid expansion of digital products serving millions of users. Data and AI are identified as core competencies. Operating across multiple sectors allows One Mount to form a large-scale, high-value, multi-industry data source. Through a centralized data governance system, data is consolidated, processed, and utilized in real-time, forming a basis for in-depth analysis, AI development, and product optimization. This enhances market and user understanding and enables personalized experiences. Alongside data utilization, One Mount continues to develop Agentic AI and hyper-personalized AI to solve problems in daily life and business operations. AI not only supports process automation but also proactively proposes solutions, coordinates task execution, and adjusts experiences according to individual usage needs. With its capacity to build and operate large-scale technology platforms, One Mount aims to support the development of national digital infrastructure, improve the operational efficiency of the digital economy, and enhance Vietnam's competitiveness in the new era. In the coming period, the company will continue to refine platforms for management, operation, and socio-economic development, while promoting AI applications and strengthening data connectivity and utilization in a synchronized and effective manner. These activities occur in the context of Politburo Resolution No. 57-NQ/TW, which identifies science, technology, innovation, and digital transformation as key drivers for Vietnam's entry into a new development phase. As digital transformation moves towards a deeper development stage, the requirement extends beyond digitizing individual services to integrating data, consolidating platforms, and creating seamless experiences for citizens.
多角的分析
One Mount Group's expansion into a comprehensive digital ecosystem highlights Vietnam's strategic focus on digital transformation, aligning with national development goals. The integration of AI and data across finance, real estate, and healthcare signifies a move towards a more efficient, data-driven economy. By creating interconnected platforms, the company aims to unlock new value chains and improve service delivery, potentially boosting productivity and economic growth. The reliance on data and AI also positions Vietnam to leverage technological advancements for competitive advantage in the global digital economy.
The development of a robust digital ecosystem by One Mount Group presents significant opportunities for investors looking to tap into Vietnam's rapidly growing digital economy. The company's strategy of building foundational tech infrastructure, data capabilities, and AI applications across multiple essential sectors suggests a long-term vision for value creation. Investors might see potential in sectors like proptech (OneHousing) and digital health (IVIE), which are poised for substantial growth. The company's partnerships with established entities like Techcombank and Masterise Group also lend credibility and reduce perceived risk.
The digital ecosystem developed by One Mount Group aims to directly impact citizens' daily lives by simplifying access to financial, consumption, real estate, and healthcare services. The Techcombank OneU app offers convenience in payments and shopping, while IVIE provides easier access to medical consultations and health management. OneHousing's digital tools could democratize access to real estate information and transactions. However, the effectiveness of these services hinges on digital literacy and access to technology across different demographics, potentially creating a digital divide if not managed inclusively. The integration with VNeID also points towards a broader national push for digital identity and secure service access.
This initiative by One Mount Group is a significant step towards realizing the government's vision of a digital Vietnam. By creating integrated platforms for essential services, citizens can expect more convenient and efficient access to banking, shopping, property information, and healthcare. The focus on AI and data personalization promises tailored experiences, which could enhance user satisfaction. The integration with VNeID for healthcare services is particularly noteworthy, streamlining processes and enhancing security. For citizens, this means a potential uplift in quality of life through digital convenience, provided they have the necessary digital access and skills.
背景・歴史的文脈
ベトナム共産党は、科学技術とイノベーションを国家発展の原動力と位置づけており、特に2021年の政治局決議第57号では、デジタルトランスフォーメーション（DX）を国家戦略の核として明記した。この決議は、単なるサービスデジタル化から、データ連携、プラットフォーム統合、シームレスなユーザー体験の提供へと、DXの深化を求めている。One Mount Groupの活動は、この国家的なDX推進の流れに沿ったものであり、金融（Techcombank）、不動産（Masterise Group）といった大手民間企業との連携を通じて、テクノロジー、データ、AIを基盤とした包括的なデジタルエコシステムの構築を目指している。これは、ベトナムがデジタル経済における競争力を高め、国民生活の質を向上させるための、政府と民間セクターの協調を示す一例である。
原文ソース
VnExpress