State Bank of Vietnam eases LDR regulations to boost banking liquidity
Business

State Bank of Vietnam eases LDR regulations to boost banking liquidity

The State Bank of Vietnam has issued Circular 08/2026, revising the Loan-to-Deposit Ratio (LDR) calculation. By including 20% of State Treasury term deposits in the LDR formula, the move aims to ease liquidity pressure and expand credit capacity for commercial banks, particularly state-owned ones.

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