
Security Bank Marks 75 Years of Growth, Embracing Digitalization and Customer Centricity
Security Bank, founded as the first private bank post-WWII in the Philippines, celebrates its 75th anniversary. The bank has grown alongside the nation's development through investments in digitalization and customer-centric services. Recent financial reports show significant increases in revenue and deposits.
MANILA, Philippines — Security Bank is marking its 75th-year milestone with growing customer adoption, disciplined execution, and a clear focus on delivering strong outcomes for customers, shareholders and communities. Founded in 1951 as the first private and Filipino-controlled bank established after World War II, Security Bank has grown alongside the country’s development, serving generations of individuals, entrepreneurs, corporations and institutions across the Philippines through changing economic cycles, technological shifts and evolving customer expectations. “What defines the bank is consistent execution, especially in periods of uncertainty,” said Victor Lee Meng Teck, president and CEO of Security Bank. “For 75 years, we have focused on serving customers well while adapting to change. Customer expectations will continue to evolve, and our responsibility is to keep improving how we serve them while staying grounded in the discipline and long-term thinking that have shaped the bank through generations.” The bank introduced the country’s first credit card franchise through Diners Club, became a universal bank, and listed on the Philippine Stock Exchange. More recently, Security Bank strengthened its capabilities through technology, strategic partnerships, and the expansion of a broader financial services ecosystem. Today, that ecosystem includes its decade-long partnership with MUFG Bank, Security Bank Finance with Krungsri, Home Credit Philippines, Mitsubishi Motors Finance Philippines, and subsidiaries spanning capital markets, stock brokerage, finance and operating leases, allowing the bank to serve customers across more aspects of their financial lives. Security Bank serves customers through a nationwide network of more than 390 branches, relationship managers and digital platforms. Today, the bank serves customers at every stage of their financial journey — from saving and spending to investing, borrowing and growing a business. As of the first quarter of 2026, the Security Bank app had grown to 1.62 million enrolled users and processed 72.5 million transactions. Guided by its BetterBanking philosophy, the bank continues to simplify banking, improve customer experiences and make financial services easier to access and use. The results are increasingly visible. In 2025, Security Bank reported total revenues of P66.9 billion and pre-provision operating profit of P27.6 billion. Momentum continued into 2026, with first-quarter revenues increasing by 10 percent year-on-year to P17 billion and pre-provision operating profit rising by 24 percent to P7.5 billion. Customer confidence remained strong, with deposits increasing by 12 percent year-on-year to P938 billion. Security Bank’s progress has also been recognized externally. In 2025, it was named the top bank in the Philippines by TIME and Statista for the second consecutive year. It also maintained an MSCI ESG Rating of “A,” the only Philippine Bank with that rating, placing alongside leading banks in Asia Pacific for ESG risk management. In 2026, Security Bank was recognized as the #1 Overall Domestic Bank and #1 Trade Finance Products provider in the Euromoney Trade Finance Survey. Security Bank Wealth was named Philippines’ Best for High Net Worth by Euromoney for the sixth consecutive year, while the bank’s customer experience initiatives earned eight awards at the Digital CX Awards.
多角的分析
セキュリティバンクの75周年は、フィリピン経済の成熟と金融セクターの発展を象徴しています。同銀行の収益と預金の増加は、国内経済の堅調さを示唆しており、特にデジタル化への投資は、フィリピンの金融包摂の拡大と効率化に貢献しています。これは、フィリピン政府が推進するデジタル経済への移行とも合致しており、今後の経済成長の基盤となるでしょう。
セキュリティバンクの業績は、投資家にとって魅力的なサインです。過去数年間の収益と預金の安定した増加、そしてデジタルチャネルの拡大は、将来の収益成長の可能性を示唆しています。また、ESGレーティング「A」の維持は、持続可能性を重視する投資家層からの評価を高め、長期的な投資先としての魅力を増しています。MUFG銀行との提携も、国際的な信頼性とリスク分散の観点からプラス材料です。
セキュリティバンクの75年にわたる歩みは、フィリピン社会の変遷と密接に結びついています。戦後復興期に設立された同銀行は、多くのフィリピン国民の経済活動を支え、世代を超えて金融サービスを提供してきました。特に、デジタルプラットフォームの拡充は、地方やこれまで金融サービスから遠ざかっていた層へのアクセスを改善し、金融包摂を促進する可能性があります。一方で、デジタルデバイドの解消や、デジタル化に対応できない層への配慮も、社会的な課題として残るでしょう。
セキュリティバンクの75周年は、多くのフィリピン市民にとって、自身の金融生活の歴史と重なります。地方に住む人々や、これまで都市部から離れていた人々にとって、銀行の支店網の拡大や、スマートフォンアプリを通じた取引の簡便化は、生活を大きく変える可能性があります。例えば、遠隔地からでも給与の受け取りや送金が容易になることは、生活の質向上に直結します。また、デジタル化が進む中で、高齢者やテクノロジーに不慣れな人々が取り残されないようなサポート体制が求められています。
背景・歴史的文脈
セキュリティバンクは、第二次世界大戦後のフィリピンにおける経済再建期、1951年に設立されました。当時のフィリピンは、外国銀行が市場を支配しており、国内資本による銀行設立は、経済的自立と国民経済の育成を目指す国家戦略の一環でした。以来、同銀行はフィリピン経済の変動期を乗り越え、技術革新や顧客ニーズの変化に対応しながら、国内金融システムの発展に貢献してきました。特に、ユニバーサルバンク化や証券取引所への上場は、フィリピンの金融市場の近代化を象徴する出来事です。
原文ソース
Philstar Business